Pennsylvania take-home pay calculator
What Pennsylvania withholds on top of federal tax, and what reaches your account.
What most calculators get wrong here
Pennsylvania taxes traditional 401(k) contributions. The money lowers your federal taxable income and stays inside your Pennsylvania taxable income, so a calculator that treats a deferral as pre-tax everywhere overstates Pennsylvania take-home pay by around $750 a year at the contribution limit. Outside Philadelphia, Pennsylvania also levies a local earned income tax of roughly 1% to 3%, set by the address you live at.
How Pennsylvania taxes wages
Pennsylvania taxes wage income at one flat rate of 3.07%, whatever you earn.
How Pennsylvania treats pre-tax deductions
- HSA contributions
- Pre-tax, as federally
- Traditional 401(k) contributions
- Taxed by the state
What else Pennsylvania withholds
Pennsylvania withholds no employee-paid programme on top of its income tax.
Local income taxes in Pennsylvania
These are levied by a city, county or district on top of the Pennsylvania tax. Pick yours in the calculator to include it in the result.
| Place | Rate |
|---|---|
| Philadelphia | 3.74% of wages |
What this calculator models for Pennsylvania
Every figure above comes from a published Pennsylvania document. These are the rules behind those figures that this calculator applies, approximates, or leaves out.
| Rule | In this calculator |
|---|---|
| Pennsylvania counts traditional 401(k) contributions as taxable pay, and this calculator adds them back before working out the state tax. | Modelled |
| Some municipalities in Pennsylvania levy their own earned income tax, set by the address you live at rather than by the state, and this calculator does not apply it. | Not modelled |
| Pennsylvania allows local levies charged as a fixed amount rather than as a rate on your pay, and this calculator leaves them out. They come to roughly $52 a year. | Not modelled |
Questions about take-home pay in Pennsylvania
Sources
Every Pennsylvania figure on this page is transcribed from the document it links to below, last checked .
Enter your own salary in the take-home pay calculator to see these Pennsylvania figures applied to it.