New York take-home pay calculator
What New York withholds on top of federal tax, and what reaches your account.
What most calculators get wrong here
New York City residents pay a city income tax on top of the state tax, and Yonkers residents pay a surcharge. A calculator that only asks for the state is wrong by thousands for anyone living in the five boroughs.
How New York taxes wages
New York taxes wage income on a bracket schedule. Only the income inside a bracket pays that bracket’s rate.
| From | Up to | Rate |
|---|---|---|
| $0 | $8,500 | 3.90% |
| $8,500 | $11,700 | 4.40% |
| $11,700 | $13,900 | 5.15% |
| $13,900 | $80,650 | 5.40% |
| $80,650 | $215,400 | 5.90% |
| $215,400 | $1,077,550 | 6.85% |
| $1,077,550 | $5,000,000 | 9.65% |
| $5,000,000 | $25,000,000 | 10.30% |
| $25,000,000 | and above | 10.90% |
How New York treats pre-tax deductions
- HSA contributions
- Pre-tax, as federally
- Traditional 401(k) contributions
- Pre-tax, as federally
What else New York withholds
| Programme | Rate | Wage cap |
|---|---|---|
| Paid family leave | 0.43% | $95,349 |
| State disability insurance | 0.50% | $6,240 |
Local income taxes in New York
These are levied by a city, county or district on top of the New York tax. Pick yours in the calculator to include it in the result.
| Place | Rate |
|---|---|
| New York City | Up to 3.88% |
| Yonkers | 16.75% of state tax owed |
What this calculator models for New York
There is nothing to flag for New York: the rules above are applied exactly as their sources publish them.
Questions about take-home pay in New York
Sources
Every New York figure on this page is transcribed from the document it links to below, last checked .
Enter your own salary in the take-home pay calculator to see these New York figures applied to it.